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Below are the 9 most recent journal entries recorded in pointsofhype's InsaneJournal:

    Tuesday, January 17th, 2012
    8:51 am
    dating
    Mastering the First Date - http://marryingyoungerwomen.files.wordpress.com/2012/01/mywa-first-date1.pdf

    Romance has no firm pattern. It can happen to anyone, anywhere and at any time. There is no magic formula for falling in or out of love. Actual love is forever unconditional with no strings attached to it. Remember there is no failure in love. It’s a win-win state of affairs. Romance is a charm, a magic and a mirage. Don’t make any blunder or mistakes that you would repent later. Opportunities never knock at your door more than once. Set up your approach, chalk it out and implement it. A woman makes use of her heart where man follows his head. It is exceptionally easy to win over the love and affection of a girl if you set your mind on it. Offer her your complete attention. When with her, be all ears and attentive to her and don’t let your thoughts wander off to your other worries.

    Learn more about managing first dates, it's free, no email optin needed ... http://marryingyoungerwomen.com/how-to-make-her-fall-in-love/

    Tags: good first date,first date kiss,dating tips first date
    Friday, January 13th, 2012
    6:11 am
    Correct Mindset - Marrying Your Perfect Mail Order Bride
    Searching videos of hot women from Belarus to China to Costa Rica who are in the market for husbands in the United States works better than Viagra to get the juices flowing since it works on your brain. These are genuine women who want you for a variety of motives anything from an improved lifestyle to leaving their mistakes behind, or in brief, for factors much like anywhere else in the world. Your attitude for discovering your partner abroad ought to be to marry the youngest, tallest, prettiest, sexiest, and best educated woman who will fulfill all of your needs. Don't settle. And don’t listen to or worry about other people who will try to distract you from your pursuit for their own selfish reasons. Nothing is more important than the right mindset when setting out to discover your perfect "mail order bride".

    Read More: Marrying Younger Women Overseas Mindset - http://marryingyoungerwomen.com/the-marrying-younger-women-abroad-mindset/

    or:

    Click here for a free speed dating guide: http://marryingyoungerwomen.files.wordpress.com/2012/01/fwds-speed-date.pdf
    Wednesday, November 2nd, 2011
    6:10 am
    AnastasiaDate Dynamic Review - Hot Women Looking for You
    AnastasiaDate Dynamic Review - http://bit.ly/vCKYyK

    Profiles of stunning Russian and Ukrainian ladies looking for romance and husbands in the West.

    What online dating has done is shorten the filtering process and remove any potential matches for women who do not match your ideal mate. If the profiled woman is not of the right age, beauty, height, weight, or does not have the educational experience you must have for the future mother of your children, hundreds of other women do. The same criteria work for her. These women are gorgeous, and do not lack suitors. What they are aiming for is what they imagine are ideal husbands. We don't all succeed, but getting past the preliminaries saves time and increases the odds.

    Full Article .... AnastasiaDate Dynamic Review - http://marryingyoungerwomen.com/anastasiadate-dynamic-review/

    Current Mood: cheerful
    Tuesday, May 31st, 2011
    8:57 am
    Quit Your Job Now - 51 Reasons to Quit Your Post
    According to the Paul Simon song, there should be 50 ways to leave your lover. For a job you don't love, there has to be more. I do not accept that we were put on this Earth to work like animals, provide money for the wants of other people, or to enter into voluntary servitude.

    The Challenge - 51 Reasons to Quit Your Job

    1. The Pay Sucks

    In a slow economy, corporations are hiring - at wages less than before 9/11. Unions are being busted and desperate people will do what they have to do to feed their families.

    2. Evil Boss

    No boss is perfect. If your boss is abusive or unethical, it is likely time to start looking for a new job.

    3. Evil Corporation

    Your company is ethically dead. The managers lie to customers about the quality of the products or when the product will ship. Maybe the company is stealing information from competitors to survive. The company knows what it is doing is wrong, and so do you.

    4. Evil Coworkers

    If you work among them, your financial and physical health could be at peril. Do you truly need to squander one third of your life resisting evil. Quit your job and save your soul.

    5. Idiot Coworkers

    With older, overqualified workers taking jobs they never thought they would have to resort to, the risk of working with short bus refugees grows daily.

    6. Unfriendly Environment

    Some companies like Google and Amazon.com have long recognized that providing soft benefits and perks can make a work environment more enjoyable than going home. Other major corporations are so focused on profits they forget who makes the money.

    7. Inadequate Tools to Do the Job

    One sign of a company in trouble is a lack of tools and supplies to do your job. Find another.

    8. Unchallenging Work

    Some jobs are just too boring for humans. My first job was as a lifeguard. Sitting in a chair watching people swim at the pool is mind numbing unless some new bikini clad talent shows up.

    9. Micromanaging

    Companies compete for talent then micromanage the innovation out of them. Look elsewhere.

    10. No Room for Advancement

    If you are stuck and can’t move up - move out.

    11. Major Change in Your Life

    Changes at home often require changes in job scenery.

    12. Company Looks Financially Vulnerable

    If your manager says that everyone's job is safe, run to CareerBuilder.

    13. Better Opportunity Elsewhere

    When corporations will ship your job to Ireland, India, or the Philippines in a heartbeat, loyalty is dead on both sides. Act in your own best interest.

    14. Bad Workplace Romance

    If you find yourself in a big, workplace-relationship fiasco. it may be time to start looking for a new workplace where you'll have a clean slate. Just resolve not to repeat the same mistake.

    15. Hate Going to Work

    No free man or woman should hate going to work when they have a choice.

    16. High When You Exit Work

    When leaving work puts the first smile on you face for the day, it may be time to quit your job.

    17. Don't Need the Money That Badly

    If you don't need the money, find a new job or start your own Internet business. Life is too short to trade time for money you don't need.

    18. Depression

    Depresson is complicated, but job stress can be a big contributor.

    19. Dream About Work Problems

    If work problems seem into your dream time, sever the cord. Your dreams are trying to tell you something.

    20. Relationship With Immediate Manager Damaged Beyond Repair (PONR)

    Your relationship with your manager is damaged beyond repair. Perhaps you were untrustworthy or missed work on too many days. Whatever the reason, the position in the company is irrecoverably damaged.

    21. Dislike Your Corporate Culture

    Perhaps your company is egalitarian and you want the best parking spot for salesman of the month.. Equal treatment can grate for those who shine.

    22. Just Don't Enjoy Your Work

    You've stopped having fun at work.. No matter what changed, when you hate going to work in the morning, it's time to quit your job.

    23. Company Not Totally Evil, But Ethically Challenged

    Companies that are ethically challenged can turn evil in difficult time. Beware.

    24. Your Own Bad Behavior at Work

    Maybe you could not help it. Maybe they are too slow for your sense of humor. Get out before you turn into one of them.

    25. Cost of Starting Your Own Business Near Zero

    In the Internet age, you can start an affiliate marketing business online with absolutely no investment.

    26. Burned Bridges

    If your behavior has been so bad or your workplace so hostile you have burned your bridges, no need trying to repair what cannot be fixed. Quit your job with grace. No badmouthing. Just quit.

    27. Stress Levels Are Off the Charts

    Stress kills. The money cannot be worth it. Quit your job before you die.

    28. Require Additional Responsibility

    You are unchallenged, need more responsibility, and seek opportunities that just don't exist for you in your current organization.

    29. You Absolutely Hate Your Job

    For whatever reason, do you need more? Quit.

    30. Difficult Workplace

    Co-workers, supervisors, and a negative office environment can make your job unbearable. In fact, they can make your workplace a place where you simply don't want to be. Once you have exhausted every option, you may need to make a decision to quit your job.

    31. Inconvenient Schedule

    Companies use employees as pawns. They may change your schedule frequently to satisfy “the needs of the business” or send you to a remote location for weeks on end.

    32. Relocation

    Moving is a good cover story when the real reasons you want to quit are personal.

    33. Change Career

    If the job does not match your career plans, find one that does.

    34. Gnawing Gut Feeling

    Sometimes you know in your gut something is wrong. It might be the job, the boss, or just your place in the company. Listen to your gut.

    35. Not Doing What You Love

    Passion is difficult to fake. You are either doing what you love or you are not, there is no middle ground. If you won the lottery, what kind of work would you do for free?

    36. Physically Dangerous Job

    Some jobs are just plain dangerous. Let someone else be a deep water fisherman, logger, or high-rise steelworker.

    37. Health Issues

    It may not be your company’s fault, but if your health is being negatively impacted by your job, quit your job and save your health.

    38. Hostile Work Environment

    No man or woman should tolerate an openly hostile work environment. Not even for a day.

    39. Promises When Hired Not Fulfilled

    When interviewed and hired, recruiters always paid a rosy picture. When the actual job does not live up to even a minimal level of expectations based on corporate propaganda, that is reason enough to move on. The covenant has been broken.

    40. No Recognition

    Should you come up with a brilliant idea that generates millions for your company, it is unlikely that you will share in any of the profits. Chances are you will not even get a pat on the back.

    41. Authority v. Blame

    Employees are always fodder for the corporate machine. When things go right, CEOs and managers glow in the credit. When things go wrong, it’s a lazy, indolent workforce.

    42. Long Commutes

    Long commutes add to your stress levels and effectively eliminate free time from Monday to Friday.

    43. No Compensation for Ideas That Help the Company

    If you have great ideas for your business niche, quit your job and put them in place to crush your former employer (always follow any non-compete agreements).

    44. Corporate Politics

    Large organizations tend to be rigid and hierarchical, and there is nothing you can do about it. People are paid according to their rank or seniority rather than by the quality of their work.

    45. No Flexibility

    Flexible jobs do not require you to trade time for money. Find one, or create it yourself.

    46. No Love

    People are being asked to do more and more for crappy pay. If not, ten unemployed men and women are lining up to replace you.

    47. No Security

    Safety does not exist outside of the individual. Corporations will not provide it. Safety such as it exists, comes from knowledge and skill and a willingness to do whatever it takes to protect yourself and your family.

    48. No Regrets

    Where are the regrets? If you quit your job, or 10 years later, if you don't.

    49. Eliminate Stuff

    This is where the Buddists have us beat. Let go of your attachments. It's much easier to quit your job if you don't need it to survive.

    50. You, Inc. - Do It Better

    If you are going to work like a dog, you might as well be as free as an eagle and work for yourself. Except for manufacturing, most business can be down by an individual with outsourcing of tasks others can do better.

    51. Sovereign Individual

    A sovereign individual is one who can wake up in the morning and decide how to shape that day - completely free of outside human interference.

    To crush your job, you need to start with the correct attitude and end with a uncomplicated system to get you started on the road to an internet income that will set you free. - http://crushyourjob.com/?e=internetmadmen

    ~ Charles Lamm
    Burn Down the Freaking Mission - http://burndownthefreakingmission.com
    Friday, December 24th, 2010
    2:46 pm
    Local Internet Marketing Services
    Local Internet Marketing Services - Can Potential customers Locate Your Business Online

    Making your local, small business findable is critical. People search online for deals then purchase locally. Internet marketing for local businesses is necessary to survive and thrive.

    Innovative local internet marketing gurus make your business findable to likely consumers searching the Web for your specific product or service.

    Internet search practices are evolving. People who use yellow pages, newspapers, print classifieds, and local cable television to find a product or service at a local business are disappearing daily. Even my 83 year-old mother can print out map directions and coupons online.

    Why does your business need local internet marketing services?

    For one, it's different from usual Search Engine Optimization (SEO). Traditional SEO techniques help make your site visible, which is entirely well and good. It doesn't hurt. Traditional SEO can elevate your local business listings - if those listings are in place.

    Stats:

    73% of all online action is related to local content

    85% of web surfers depend on search engines and perform more than 16 billion searches a month

    90% of those searches are for local vendors

    66% of Americans use the Internet to find local businesses

    54% of Americans have replaced their phone books/printed yellow pages with search - and nearly 100% for those under 50 years old

    82% of local searchers follow up their search with a telephone call or walk-in

    53% of U.S. online consumers research products online then buy at a local store or over the phone

    43% of search engine users research or shop online then purchase locally

    Google's share of local search - 72% (May 2010)
    * Yahoo! - 14%
    * Bing - 9%
    * Ask.com - 2%

    Regrettably, most agencies or individuals who offer local search or local seo are “geek-centric”. Technicians will dazzle you with acronyms such as SEO, SERPs, and PPC campaigns. As a small business owner, I want customers or clients, not campaigns, branding, or useless hits to my website. How they do it does not concern me as long as their methods are white hat.

    * Just fix my online problems. Bring customers to my door. Burn up my phone lines.

    * I want a consultant who will take my business information and spread it all over the Internet without asking me what I want. You are the expert. Fix it.

    * I just want leads and more business. Get a customer to my website, and I will take care of the rest. Help me now.



    ===

    Internet Mad Men - http://internetmadmen.com - makes your business findable on the Internet for your local customers.

    We specialize in making your business website findable to potential customers searching the Internet for your specific product or service.

    In addition, we specialize in making your site mobile friendly for the many millions of Internet users who use smartphones to access the web.

    Charles Lamm provides Local Internet Marketing Services for small businesses throughout the United States.
    2:41 pm
    Prevent Memory Loss - Memory Vitamins
    Prevent Memory Loss - Memory Vitamins


    Memory loss sneaks up on us. Signs and symptoms started showing up about one year ago. At first, I didn't know what to make of it. Now, improving memory is the main focus of my being.

    I'm a retired attorney. Lawyers read and process tons and tons of information on a daily basis. Particularly for prosecutors and litigators, memory might mean the difference between winning and losing a case.

    A friend of mine from law school previously worked as an investigator for celebrated attorney F. Lee Bailey. He had many tales of Bailey's ability to recall word for word what a witness had said in depositions weeks or months prior.

    Any conflicts with past statements would result in a discredited witness.

    I have had a half dozen distressing incidents over the last year, including:

    - could not find a bank branch location I had visited two times before

    - purchased a book for the office and utterly have no idea what happened to it

    - forgot my wife's birthday, as if I had never known it

    Along with not remembering names or specific words as quickly as I always have, you start to get a cumulative effect.

    Each individual incident does not mean much in isolation. Anyone can have a bad day. What I fear is that the incidents seem to be coming more frequently.

    My life's purpose is now to figure out what I can do to:

    1. prevent or slow down further memory loss

    2. undo, if possible, any damage done

    3. create the best brain for the rest of my time on this planet

    Except for disease and genetic factors, much memory enhancement is in your control.

    It may not be as easy as before, but it's doable. Much like an aging pitcher who can't depend on a 100+ mile per hour fastball, one has to learn to toss a first-rate curve ball or slider to compensate for the loss of heat.

    Start with diet and exercise. You need blood flow to the brain, and healthy foods to protect your cells.

    Add critical vitamins and nutritional supplements to your diet. Don't let anyone tell you our depleted soil and factory raised livestock will provide optimum nutrition for your brain.

    If you take supplements you don't need, you will lose a few dollars. If you don't supplement your diet, you could lose brain power. What's more important for you?

    Instead of mindless television, consider increasing your reading, puzzle, and game activities.

    Don't ignore sleep and rest. An older body needs additional sleep time to repair all of its cells, including brain cells.

    ===

    Better to prevent brain injury than attempt to repair it. Create your optimum lifestyle with healthy food, vitamins, nutritional supplements, exercise, sufficient sleep, and mental stimulation.

    For the best memory supplements for memory loss prevention, visit: http://bestmemorysupplements.com

    Charles Lamm is an Internet Marketing Specialist now providing Local Internet Marketing Services to small businesses nationwide.
    Sunday, October 24th, 2010
    9:17 pm
    Your Beautiful Mail Order Bride
    Middle class American men have a long history of sending for so-called mail order brides to provide wives for rural areas, mining camps, soldiers, and factory laborers. Times have changed.

    Even for the wealthiest American men, marrying a Russian or Brazilian woman with model attractiveness and professional education is somewhat easy. The Web has simplified the process of finding a bride who is younger, taller, prettier, smarter, sexier, and better-educated than you would be able to charm at home.

    The Internet allows anyone to search through thousands of potential brides in minutes - no matter where she is in the world.

    Despite the fact that I believe this to be the golden age of email order brides - and not a means for nerdy or cruel males to exploit disadvantaged or submissive females - I think the opportunity will be closing within 5 to 10 years.

    Why:

    1. Oil

    Governments lie when it comes to oil reserves, peak oil, and future prices for gasoline. We do not know how high costs will go.

    Electricity can be produced for your residence or electric vehicle from solar, wind, or geothermal sources, but jets require gasoline. Thousands of pounds of fuel.

    Global travel by passenger jet could become very expensive and out of the grasp of the typical man looking for a mail order bride.

    2. International Marriage Broker Regulation Act of 2005 (IMBRA)

    The International Marriage Broker Regulation Act of 2005 (IMBRA) demands background checks on American men planning to file immigrant or fiancee visa petitions for foreign women - if they were introduced through a marriage agency.

    Marriage agencies with over 50% U.S. clients are exempt from IMBRA.

    An International Marriage Broker (IMB) is an entity - U.S. or foreign headquartered - that offers matchmaking or social referrals between U.S. citizens/permanent residents and foreign nationals for a fee.

    Passed in the wake of the Anastasia King murder allegedly to protect foreign brides, all it does is take away privacy, free speech, and freedom of assembly from American men.

    International Marriage Brokers are required to:

    - examine U.S. sex offender public registries for information on the American petitioner

    - collect criminal and marital background information on the American client, including how prior marriages ended

    - supply this information to the foreign bride in her native language

    - provide foreign fiancees with a government produced pamphlet detailing her legal rights in the U.S.

    - obtain the foreign client's written permission to release her personal information to the U.S. client

    - limit of 2 fiance(e) visa petitions with at least 2 years between filings

    While it should be simple to skirt the law, why force Americans to lie to marry the woman of their dreams?

    Just don't think this will be the last piece of insane legislation to limit freedom of American citizens.

    Since passage of IMBRA, foreign brides have been murdered - by husbands who found their brides by the use of exempt agencies.

    American men are being vilified by their own government to satisfy a feminist agenda.

    No disclosures protect American women from American men with criminal pasts. And then there is that pesky Constitution (what's still enforced).

    Noble intentions often create bad law. And I'm not even convinced of the moral intentions in the case of IMBRA.

    If the courts uphold same-sex marriage, expect spousal and fiance(e) petitions to be restricted further.

    Win your Russian, Colombian, or Filipina mail order wife before it turns into an unfeasible ordeal.

    3. American Men Are Still Valued Abroad

    For many foreign women, American husbands are nonetheless considered a excellent catch and a desirable match. Go figure.

    I'm not sure if I am flattered or terrified.

    For whatever reason, thousands of foreign women regard American men as better husband material.

    After a couple of divorces, I have grow to be more cynical regarding marriage. As an alternative of falling into a relationship, why not search for precisely what you crave without neighborhood fix-ups or sorting through women in bars.

    My recommendations:

    For younger men, ladies from Russia, the Ukraine, and the former Soviet Republics, are the sexiest and most desirable females on the planet.

    Go for it. Don't express regret or settle. You will see so many who are the precise age, well-educated, and whose looks blow you away.

    Caveat - look at the age spreads. For Russian women, a 10 to 15 year age difference should not be an issue. Larger age differences will feed your ego but may possibly cause problems down the road.

    For older or more traditional gentlemen, nothing tops the Philippines. Filipinas are the most religious, family oriented ladies I have ever lived among.

    Age differences are less of an issue in the Philippines. As a rule, Filipinas stay married until the husband throws her out. While a Vice-Consul in Manila, I have approved visas for wives 50+ years younger than their American husbands.

    For men who receive retirement pensions or Social Security, I would think about living in the Philippines with a young spouse. Her country might be a better place to reside. A "fixed income" that barely covers living expenses can supply a very secure standard of living in many countries.

    Golden Age:

    I believe the window for winning your mail order wife could close within 5 to 10 years. Act before costs and additional government regulations further curb your freedom.

    The social stock of American males will never be higher.

    International travel will never be this cheap again.

    For the reasons brought up, you will in no way be able to be a focus for women of existing mail order bride excellence ever again.

    Before governments as well as busybodies once again interfere in the process of love, marriage, and family, grab your perfect mail order wife.

    Dating, romance, and marriage will be changed forever.

    You can begin your quest for the perfect bride on Russian Mail Order Wife.


    For a huge resource of U.S. and international dating sites, visit DatingDirectoryOnline - http://datingdirectoryonline.com


    Charles Lamm is a former Vice-Consul in Seoul and Manila, retired immigration attorney, and writer now living in Florida.
    Monday, June 28th, 2010
    10:44 am
    PaySpree
    PaySpree - An Affiliate Network That Pays On the spot Paypal Commission On All Product

    If you market digital products using the web, you are likely aware of the two most prevalent affiliate networks, ClickBank and PayDotCom.

    While both of these are excellent, and I highly recommend both of them, today I came across a brand new service that really grabbed my attention. It's called PaySpree and the reason it caught my notice is that ALL its affiliates receive a commission for their sales instantly by PayPal.

    Even affiliates get paid for their referred sales straight away by PayPal.

    I expect it will turn out to be quite a winner as the appeal of 'instant commissions' played a sizeable part in the massive success of products such as 7DollarSecrets as well as the RapidActionProfits scripts.

    I've actually come upon products for sale that are just lists of associate programs that pay instant paypal commission. And I've observed lots of threads in the different online marketing forums wondering about where to obtain instant commission affiliate programs. Now there is an complete site and marketplace devoted to them.

    As soon as you become a member, you can begin selling any product in the marketplace, and you can add your own products so affiliates can promote them for you. All commission payments are handled automatically by PaySpree, it sounds like a winner to me.

    I've just joined and had a look around the site and it seems pretty simple and non cluttered, test it out at the link below and let me know what you think:

    http://payspree.com/r/4087

    Current Music: Bob Dylan
    10:40 am
    Recoup Rights Typically Lost to Same-Sex Couples
    Recoup Rights Typically Lost to Same-Sex Couples

    Until same-sex marriages, domestic partnerships, and civil unions are recognized by the federal government, same-sex and alternative families will have to rely on a combination of a Secure Couple LLC ™ and additional legal documents to obtain even a tiny portion of the 1,300+ legal and financial benefits accessible to married couples.

    What are some of the 1,300+ benefits given to married couples automatically but denied to LGBT couples? What are LGBT couples missing?

    1. No joint tax returns at the federal level, even though they filed joint returns at the state or local level.

    2. For a typical couple, SSM partners will lose in excess of $8,000 each year in Social Security survivor benefits after the death of the top earning spouse.

    3. No survivor benefits or lump sum death benefits on behalf of the surviving "spouse" of an LGBT partner who was employed by the federal government or the armed forces, or under Social Security.

    4. Cannot file an immigration petition for a foreign-born spouse even if the SSM was officially permitted in your spouse's native country, for example, Canada or Denmark.

    5. Federal law exempts from federal estate taxes and federal gift taxes for all property - currently $3.5 million - left to a surviving spouse. LGBT surviving partners receive no joint exemptions.

    6. No automatic right exists for same-sex couples to make medical or emergency decisions on behalf of their partner. With a legal durable power of attorney for healthcare, the trusted partner you name will be lawfully allowed to take care of critical issues for you -- for instance, directing your medical care -- if you are not able to do so yourself. Married couples receive this right automatically in all states.

    7. Marriage is not a necessity for proudly owning property together, but for married couples in nearly all situations, property will be jointly owned regardless of who paid for it. The exact reverse of this presumption applies to unmarried couples. In the absence of equitable ownership presumptions that married couples have the benefit of, an LLC can grant joint ownership of property and other resources and determine how those assets will be divided upon breakup.

    8. Not able to create a family limited partnership to allocate business profits.

    9. May not be able to be incorporated in a spouse's health insurance unless the business adopts an enlightened plan. Continuing coverage (COBRA) may not be open if the insured spouse loses his or her employment.

    10. The Family and Medical Leave Act of 1993 provides individuals up to 12 weeks of unpaid leave to look after sick spouses, or the children and parents of a spouse. This federal benefit is denied to an LGBT "spouse".

    11. Visiting a seriously ill partner in ICU can be denied in 28 states. The other 22 states have passed laws to prohibit discrimination predicated on a person's sexual orientation in "public accommodations", and 14 of those also ban discrimination founded on gender identity. Public accommodations include health care services by physicians, hospitals, and other health care providers.

    12. Families in which two same-sex partners are raising children often encounter legal obstacles because many courts are reluctant to structure legal families reflecting this reality. Many couples in same-sex relationships petition for second-parent adoptions which refers to a legal action taken by one partner to adopt the children (biological or adoptive) of the other partner.

    13. No automatic inheritance in the absence of a will.

    14. No survival or spousal benefits for pensions, Social Security, Medicare, or annuities. Protections designed for one spouse’s essential financial resources such as the capacity to reside in the family residence when the other spouse needs Medicaid long term nursing home care are denied.

    15. In state court lawsuits, no wrongful death benefits for surviving SSM spouses or children.

    16. Cannot claim certain trial immunities such as the right not to testify against a spouse.

    17. Next of kin will have control over funeral and burial arrangements, not the same-sex partners.

    18. No SSM benefits available to military families including medical, dental, housing, educational assistance, vocational preparation, home loan guarantees, relocation assistance, housing allowances, survivors' benefits, and VA benefits.

    19. Because of DOMA, the federal government denies rights, protections, benefits, and responsibilities to same-sex married couples in all federal programs that consider marital status.

    20. Loss of other state civil causes of action including loss of consortium, crime victim recovery benefits, and domestic violence restraining orders.

    Same-sex couples would be wise to seek advice from their attorneys in order to prepare legal documents to recover as many benefits as possible that conventional married couples obtain automatically. The 20 lost rights above are simply the tip of the melting iceberg.

    These documents may include:

    - Limited Liability Company for asset protection and distribution
    - Durable Power of Attorney for Healthcare
    - Co-Habitation Agreement
    - Co-Parenting Agreement
    - Simple Will
    - any number of trusts for additional asset protection

    Many states, including Florida, will recognize properly constructed cohabitation agreements. A fundamental point for same-sex cohabitation agreements is that the chief purpose cannot be to enforce a sexual arrangement. In addition, sex cannot be offered in trade for a financial arrangement. Such contracts are void as against public policy.

    Every situation is unique, but many of these documents are beneficial for male-female married couples as well. Protect you LGBT relationship with an LLC until and even after SSM discrimination ends.

    LGBT and unconventional families will have to rely on a mixture of a Secure Couple LLC ™ and other legal documents to gain even a small portion of the 1,300+ legal and financial benefits available to married couples.

    Get your free Secure Couple LLC ™ ebook and learn how to form an LLC to announce your commitment, set up your joint finances, and protect your future until the federal government and the several states eliminate marriage discrimination against LGBT couples and others who choose not to marry - http://securecouplellc.com/formscllc.pdf

    ===

    Charles F. Lamm is a retired attorney now working with Secure Couple LLC - http://securecouplellc.com

    Current Music: Jimmy Buffett
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